Harmony Health Group Accepts Cigna Insurance
Substance use disorders affect a quarter of those who use drugs, and over 28 million Americans are living with an alcohol use disorder. Individuals who are struggling with an addiction are at risk for drug-related health concerns, relationship distress, work trouble, and financial concerns. Some are unable to see the full scope of the harm their use is causing.
The Harmony Health Group is a premier behavioral health provider that manages inpatient and outpatient mental health and substance abuse treatment programs along the East Coast, including Florida, Massachusetts, New Jersey, North Carolina, and Tennessee. We are passionate about providing top-tier care to those experiencing various forms of emotional and psychological distress so that they can focus on healing, and living their best life. If you have been experiencing persistent mental health concerns, including drug dependency, we encourage you to reach out for support by dialing (866) 461-4474 today and speaking with an Admissions Counselor about your concerns. We are here to walk beside you on this journey when you are ready to join us!
Check Your Cigna Drug Rehab Coverage Levels with Harmony Health Group
You can check your insurance coverage levels by calling us on: (866) 461-4474
More Information About Substance Use Disorder (SUD)
If you find that you are unable to control your use of drugs or alcohol, experience concerns within relationships or at work, use in situations that could be dangerous, or experience tolerance or withdrawal symptoms, you may have a substance use disorder. Substance use disorders (SUD) can develop rapidly, or occur over the span of a few years.
Addiction is a complex and highly individualized behavioral health concern that can affect anyone who misuses or abuses substances. Some individuals develop a physical dependency on medications that they are prescribed while following the directions of their prescribing physician. This goes to show that addiction can happen to anyone, and that the shame addiction can cause is often misleading. While we may not know the exact cause of addiction, we do have an understanding of risk factors that can increase your risk of developing an addiction. This includes a family history of drug addiction or alcohol addiction, personal history with other mental health concerns, use at young ages, societal views and perceptions of substances, and the presence of drugs and alcohol in your environment. Addiction tends to be an isolating disease that can make it feel as though you’re navigating your recovery alone. We are here to let you know that this does not have to be the case and that by working with treatment providers who specialize in addiction, you can achieve long-lasting sobriety.
SUD and Drug Dependency Statistics in the United States
What Substance Use Disorders Are Most Common?
While there are similarities among individuals struggling with various substances, there are also unique differences in the way that their body is affected, as well as with available treatment options, such as medication-assisted treatment. These differences should be addressed within your treatment plan and reflected in the care you receive.
OUD: Opioid Use Disorder
CUD: Cocaine Use Disorder
BUD: Benzodiazepine Use Disorder
MUD: Methamphetamine Use Disorder
What Are Less Common SUDs?
Overview of the Insurance Provider Cigna
Cigna is a global health service organization, which was founded in 1792 as the Insurance Company of North America (INA). INA was a marine insurance company based out of Philadelphia, that later expanded to offer other types of insurance. These developments allowed them to differentiate themselves from others as a leading insurance provider.
In 1982, INA merged with Connecticut General Corporation (CG), forming Cigna Corporation.
Cigna has earned numerous awards and recognitions for its commitment to excellence in healthcare, including recognition as one of the “World’s Most Ethical Companies” by the Ethisphere Institute.
Cigna Products & Services
Does Harmony Health Group Accept Cigna Insurance for SUD Treatment?
- Florida: Cigna offers a variety of health insurance plans in Florida, including individual plans, family plans, employer-sponsored plans, and Medicare Advantage plans. These plans provide comprehensive coverage for medical services, prescription drugs, preventive care, and behavioral health services. Cigna also offers dental insurance plans.
- Massachusetts: In Massachusetts, Cigna provides health insurance options tailored to the needs of individuals, families, and employers. This includes a range of health plans with comprehensive coverage for medical care, prescription drugs, mental health services, and preventive care. In-network provider options often include hospitals, physicians, specialists, and behavioral health professionals.
- New Jersey: Cigna offers health insurance plans in New Jersey designed to meet the diverse needs of residents and employers. These plans provide coverage for medical services, prescription drugs, dental care, and vision care, as well as access to behavioral health services and wellness programs.
- Tennessee: In Tennessee, Cigna provides a range of health insurance options for individuals, families, and employers. These plans offer comprehensive coverage for medical care, prescription drugs, preventive services, and mental health support.
- North Carolina: Cigna offers health insurance plans in North Carolina with a focus on promoting health and wellness for individuals and families. These plans provide coverage for medical services, prescription drugs, dental care, and behavioral health services, as well as access to telehealth services and wellness programs.
Does Cigna Cover Drug Testing?
There are several reasons that a rehab facility would want to run drug tests. While some perceive this as the treatment facility thinking that you’re not being truthful during your admission, they’re checking for substances you may not be aware of. Commonly used drugs of abuse can be cut with other drugs, which can affect the treatment you need.
Drug testing can also be used to confirm that you’re taking your prescribed medications as directed. Cigna typically provides coverage for drug testing throughout various points of your recovery. Drug testing can also provide you with a sense of accountability if you are using programs like medication-assisted treatment (MAT).
Does Cigna Cover SUD Rehab Treatment and Recovery?
Cigna provides their policyholders with coverage for a variety of rehab treatment programs. This is ideal because there are no “cookie-cutter” or standard approaches for SUD. Individualized and comprehensive care allows you to address different areas of your life that were affected by your use.
Depending on the severity of your addiction, impairment, and current symptoms, you could be light for inpatient and outpatient treatment programming. If you’re unsure which program would be best for you, know that that’s okay, and why professionals are available to assist you. If you would like to have a conversation about available treatment programs near you, and which would be appropriate for your needs, dial (866) 461-4474.
Does Cigna Cover Medical Detox for SUD?
Cigna detox programs programs provide invaluable treatment for those experiencing the physical and psychological symptoms associated with drug withdrawal. Inpatient detoxification programs are more common and provide support and supervision around the clock. In some cases, outpatient treatment programs may be available for those who are experiencing mild withdrawal symptoms, with a low risk of drug-related health concerns.
Cigna usually provides coverage for their members who require medical assistance as they transition from active addiction to recovery. Detox programs commonly include counseling and therapy, education sessions, and a focus on relapse prevention strategies.
Does Cigna Cover SUD and Drug Abuse Treatment & Counseling?
Cigna recognizes the significance of counseling and therapy and the effect that they can have on a person’s recovery, which is why this is commonly covered. Through counseling and therapy, you can identify and work through the underlying causes of your addiction.
Counseling and therapy are available in both inpatient and outpatient settings, allowing you to focus on your mental health, regarding the status of your addiction. You may have the opportunity to participate in group therapy, individual therapy, or both, depending on your needs.
Other SUD and Drug Addiction Treatment Programs Covered by Cigna
There are different stages in addiction when individuals commonly reach out for help. Some initiate treatment early in their active addiction when they have had minor consequences for their use, whereas others come at the later stages with severe physical, psychological, social, and even legal, concerns. Available treatment options are tailored to each individual, and can include:
Drug Rehab and SUD Partial Hospitalization Programs (PHP)
Drug Rehab and SUD Intensive Outpatient Programs (IOP)
Drug Rehab and SUD Residential Rehab Programs
Does Cigna Cover Medications Used to Treat Substance Use Disorder (SUD)?
Medication-assisted treatment options are commonly incorporated into drug detoxification programs, inpatient rehab treatment, and various outpatient treatment programs to add an extra layer of support for individuals struggling with opioid use disorder, alcohol use disorder, and tobacco use disorder. Medications can be used on a short-term basis, or for an extended period of time.
The FDA has approved several medication options to treat opioid use disorder, including:
- Buprenorphine
- Methadone
- Naltrexone
- Suboxone
What Medications Are Used to Support SUD Treatment?
Before we get into commonly used medications used to treat substance use disorders, we wanted to talk about the importance of doing your research. At this time, there aren’t medication options for all addictions. As an example, there are no medication options for cocaine use disorder and those struggling with a meth addiction.
Medication-assisted treatment options commonly offered to individuals who are struggling with an opioid use disorder include:
- Buprenorphine: Frequently utilized in detoxification and recovery phases, buprenorphine is used to reduce the frequency and intensity of cravings and withdrawal symptoms, without producing a euphoric effect. This medication is often prescribed as sublingual tablets or films for easy use.
- Methadone: Methadone relieves cravings and withdrawal symptoms by acting as a synthetic opioid agonist. Methadone is often used on a long-term basis and is dispensed each day in a specialized clinic that provides supervision.
- Naltrexone: This medication blocks the effects of opioids in the brain, helping to reduce cravings, prevent relapse, and lower the risk of overdose. This medication is available in oral form or as a monthly intramuscular injection, commonly known as Vivitrol. Vivitrol is primarily used for opioid use disorder.
- Suboxone: Combining buprenorphine and naloxone, Suboxone alleviates cravings and withdrawal symptoms. It is administered as a sublingual film or tablet.
What Does Cigna Cover for Drug Addiction Rehab Treatment?
While Cigna does cover drug rehabs, the extent to which you receive coverage is dependent on the details of your insurance plan. Because Cigna offers customizable insurance plans, policyholders have varying amounts of out-of-pocket expenses in the form of deductibles, copayments, and coinsurance. Your persona; Cigna policy may have important details relating to their claims process, exclusions, limitations, and the need for prior authorization. When you are looking into drug treatment centers that accept Cigna, it can be helpful to familiarize yourself with the details of your plan.
To simplify this process for you, Harmony Health Group has developed an online verification form, which allows us to contact Cigna on your behalf to inquire about the details of your plan. To take the next step in your recovery journey, we encourage you to call (866) 461-4474 today!
Substance Use Disorder (SUD) Rehab Centers That Take Cigna Insurance Near Me
The Harmony Health Group is a leading behavioral health treatment provider with multiple Cigna drug rehab centers along the East Coast. Our treatment facilities provide individualized care that combines the use of evidence-based practices with holistic approaches to addiction treatment.
Harmony Health Group Drug Treatment Centers in Florida (FL)
Harmony Health Group Drug Treatment Centers in Massachusetts (MA)
Harmony Health Group Drug Treatment Centers in North Carolina (NC)
Harmony Health Group Drug Treatment Centers in New Jersey (NJ)
Harmony Health Group Drug Treatment Centers in Tennessee (TN)
Harmony offers a multitude of locations up and down the East Coast for behavioral health services. Call us to learn about our facilities and treatment options.
How To Check My Cigna Insurance Coverage Levels for Substance Use Disorder and Addiction Rehab Treatment
One of the common first steps in finding drug abuse counseling that takes Cigna is learning about your plan by investigating your Cigna drug rehab coverage. Though there are a few ways you could do this, the Harmony Substance Abuse and Recovery Group has developed an online insurance verification form that simplifies this process for you.
When you have us verify your coverage, you can focus on doing what you need to do before beginning treatment. This often varies based on the level of care you need, but you may need to inform loved ones of your decision to get help to try to manage triggers, cravings, and other challenging moments that come up for you. If you are at a point in your journey to ask for help, we commend you for the progress you have already made! You are not alone in this, and we are here to support you each step of the way. Dial (866) 461-4474 today so that we can get started planning your treatment admission!
How To Get Cigna To Pay For Drug Addiction Rehab Treatment
Once you have verified your insurance, getting Cigna to pay for your treatment is often quite simple. With the proper authorizations and approvals, your treatment provider will send medical bills directly to Cigna on your behalf, for reimbursement. The claims process may vary among different treatment programs but can include therapy and counseling services, medical care, and other supportive services.
Depending on your insurance plan, and the procedures of your treatment facility, you may need to pay your copayment, deductible, or coinsurance, at the time of service, depending on the level of care and the treatment facility. This process often resembles the billing process you would experience with other healthcare providers, who submit claims directly to your insurance. Additionally, a component of verifying your insurance is inquiring about the need for prior authorization, even for drug abuse counseling that takes Cigna plans. If this is something your plan requires, your treatment provider may take the initiative to ensure that you have the necessary authorization and approval.
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How Much Does SUD Rehab Services Cost Without Cigna Insurance Coverage?
Several factors go into determining the cost of addiction treatment programs. This includes the level of care being provided, duration of care, frequency of sessions, availability of luxury amenities, and the use of specialized treatment options. Additionally, there are differences in the price based on the location of the facility within the United States.
Detoxification prices can vary based on the services provided, medications being used, and the duration of care. In most cases, detox programs last about one week or 7 days. The daily cost of detox programs is approximately $525, which can total $3,675 for one week of services. Costs can detox programs can rise to 80,000 in some cases. Inpatient rehabilitation programs also vary in cost. As an example, 30-day programs average out to $12,500, while 60 to 90-day programs can range from $12,000 to $60,000. When we look at outpatient treatment options, PHPs can range from $10,500 to $13,500, and IOPs average out to $17,250 per month. In most cases, general outpatient treatment programs tend to be more affordable compared to other outpatient treatment options.
Related Coverage For Drug Rehab
Related Cigna Coverage Articles
SUD and Drug Misuse Treatment Statistics in the United States
- The National Center for Drug Abuse Statistics reported that 50% of Americans over the age of 12 have tried drugs at one point in their lives
- Over 20 million Americans have a substance use disorder
- 25% of those who have a drug addiction struggle with opioids, such as prescription pain medications, fentanyl, and heroin.
- Hydrocodone is the most commonly misused prescription opioid.
- Individuals who take a prescribed pain medication for more than 3 months are 15 times more likely to develop an opioid addiction compared to those who take opioid medications for 7 days
- Commonly used substances in the U.S. include alcohol, marijuana, painkillers, tobacco, hallucinogens, cocaine, methamphetamine, and heroin
- The rate of fatal overdoses increases at a rate of approximately 4% each year,
- There are approximately 70,000 fatal overdoses annually
- The frequency of fatal overdoses between 2015 and 2017 led to a drop in the average life expectancy
- Prescription medications that can be abused in addition to opioids include sedatives, benzodiazepines, and stimulants
- 1.5% of adolescents are living with co-occurring mental health conditions and an addiction
- The rates for dual diagnoses affect approximately 3.7% of adults in the U.S.
Sources
- “Average Cost of Drug Rehab [2023]: By Type, State & More.” National Center for Drug Abuse Statistics, May 2, 2024. https://drugabusestatistics.org/cost-of-rehab/.
- “NIDA IC Fact Sheet 2024.” National Institutes of Health, March 13, 2023. https://nida.nih.gov/about-nida/legislative-activities/budget-information/fiscal-year-2024-budget-information-congressional-justification-national-institute-drug-abuse/ic-fact-sheet-2024.
- “Opioid Use Disorder.” American Psychiatric Association. Accessed May 9, 2024. https://www.psychiatry.org/patients-families/opioid-use-disorder.
- Schwartz, Elizabeth K C et al. “Cocaine Use Disorder (CUD): Current Clinical Perspectives.” Substance abuse and rehabilitation vol. 13 25-46. 3 Sep. 2022, doi:10.2147/SAR.S337338
- “Substance Abuse and Addiction Statistics [2023].” National Center for Drug Abuse Statistics, May 2, 2024. https://drugabusestatistics.org/.
- “What Is a Substance Use Disorder?” Psychiatry.org – What Is a Substance Use Disorder? Accessed May 9, 2024. https://www.psychiatry.org/patients-families/addiction-substance-use-disorders/what-is-a-substance-use-disorder.
Get in touch with Harmony Health Group to find out about our rehab admissions process, free assessment, treatment options or to check your insurance coverage levels. Your first step to recovery starts here!
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8520 Cliff Cameron Dr. Ste 450, Charlotte, NC 28269