Harmony Health Group Offers IOP Payment Plans

At Harmony Health Group, we understand that navigating the financial aspects of recovery can be daunting. That’s why we’re committed to making our Intensive Outpatient Programs (IOP) accessible and affordable, whether you have insurance or not. We believe in providing compassionate care that meets you where you are — both in your journey to wellness and in your financial situation. Our team works diligently to offer various payment options and to ensure that your treatment plan is tailored to fit your financial capabilities as well as your recovery needs. For those with insurance, we strive to maximize your benefits to cover the cost of IOP, making the process as smooth and stress-free as possible.

Our IOP facilities, located in the heart of communities in Florida, Massachusetts, North Carolina, New Jersey, and Tennessee, are designed with your healing in mind. The costs associated with intensive outpatient therapy should never be a barrier to accessing the support you need. Whether you’re wondering about the average cost of intensive outpatient treatment, how much IOP costs with or without insurance, or seeking an affordable IOP option, we’re here to guide you through every step. At Harmony Health Group, it’s about more than just treatment; it’s about fostering a supportive environment where recovery is within reach, and financial concerns are addressed with empathy and understanding.

We’re here to listen. Let’s talk today.

Affordable Intensive Outpatient Programs at Harmony Health Group

Addiction is an example of a persistent, and individualized mental health concern that will continue to worsen without abstinence or sobriety. Data from 2023 has indicated that 20.4% of Americans are living with an alcohol use disorder, and that 25% of those who use drugs are struggling with an addiction. Effective treatment can be found along the East Coast with the Harmony Addiction Recovery Group in Florida, Massachusetts, North Carolina, New Jersey, and Tennessee.

With customized treatment options, you can experience the difference that whole-person care can have regarding your recovery. By incorporating the different areas of your life that were affected by your addiction, you have the opportunity to find new meaning in your life. Our ten treatment facilities are considered in-network with major insurance companies, and we invite you to utilize our online insurance verification form to learn more about the details associated with your insurance policy. 

What are Mental Health and Addiction Intensive Outpatient Programs (IOP)?

Intensive outpatient programs, commonly referred to an IOP, are treatment programs for various mental health and substance use disorders. IOP’s are an intensive form of treatment within an outpatient facility, allowing you to return home in the evenings. Treatment schedules often consist of a combination of group and individual therapy, educational sessions, and support groups. 

Even with similar treatment approaches, there are differences between mental health and substance abuse IOP programs. As an example, addiction IOPs often focus on providing digestible knowledge about addiction, and recovery, including an understanding of biological factors that come into play regarding an addiction. You will also spend time identifying, learning to cope with,  and manage common triggers within your environment, whether they are internal or external ques. Mental health IOPs can have a similar focus on developing a collection of coping skills that can be used to effectively manage your psychological distress and associated symptoms. Both of these treatment options are typically used as a short-term option, consisting of 3 to 4 hours of treatment, 3 to 5 days each week. You may encounter treatment facilities that offer IOP sessions in the mornings and evenings to accommodate the schedules of individuals who are working, in school, or managing other responsibilities during their day.

Stats on Intensive Outpatient Programs (IOP) for Addiction and Mental Health Treatment

What is the Average Out-of-Pocket Costs for Addiction and Mental Health Intensive Outpatient Programs

Intensive outpatient program costs are dependent on the care that is received, which accounts for the variations observed in the cost of treatment. The NCDAS indicated that the average cost of IOP ranges from $500 to $650 per day, and that the average cost is $17,250 per month.  

There are a number of factors that have a direct effect on the cost of IOP without insurance, including the duration of programming, frequency of treatment, and utilization of specialized treatment options.  Many people find themselves wondering how much IOP costs in their area so that they can determine if this is a value-driven option for them. We encourage you put aside financial concerns for a moment, and think about what you could gain from participating in an IOP for addiction recovery program.  In recovery, you can find new meaning, and cultivate impactful relationships with those around you, and even people you haven’t met yet. IOP treatment costs may initially sound like a lot of money, but over time, the dollar amount fades away as you recognize the personal growth you have made because of the treatment you received. Call (866) 461-4474 to learn our admission process and available treatment options.  


IOP Treatment Facilities That Offer Payment Plans 

The Harmony Substance Abuse Group includes a network of inpatient and outpatient facilities along the East Coast that provide a number of invaluable treatment programs, including affordable IOP treatment options. Comprehensive care, tailored to your unique symptoms and needs, can have a lasting effect on your overall health and wellness. Treatment facilities within the Harmony Health Group family include:

Florida Rehab Centers with IOP For Substance Abuse and Mental Health Treatment

Massachusetts Rehab Centers with IOP For Substance Abuse and Mental Health Treatment

North Carolina Rehab Centers with IOP For Substance Abuse and Mental Health Treatment

New Jersey Rehab Centers with IOP For Substance Abuse and Mental Health Treatment

Tennessee Rehab Centers with IOP For Substance Abuse and Mental Health Treatment

Harmony offers a multitude of locations up and down the East Coast for behavioral health services. Call us to learn about our facilities and treatment options.

Common Disorders Treated at Intensive Outpatient Programs (IOP) 

You may have noticed that we have been talking about intensive outpatient programs for substance use disorders, and mental health concerns. We differentiate the two programs because there are variations within the behavioral health concern, and its effective treatment options. Continue reading for an introduction into the health concerns that can benefit from IOP treatment!

Alcohol Use Disorder (AUD) Treatment at IOP 

Alcohol use disorder is one of the most common substance abuse disorders, partially because it is socially acceptable and easily accessible. Individuals who find that they are unstable to control their use, experience cravings, and have experienced negative consequences of drinking, often benefit from addiction treatment programs. Individuals in an IOP for alcohol use disorder have either been through withdrawal, or have a minimal risk for experiencing symptoms. IOP is a great treatment option for those who have completed a detoxification or rehab program recently. IOP programs for alcoholism can help you learn to navigate your recovery directly and effectively cope with challenges you experience.

It is common for individuals to wonder, how much IOP costs without insurance, before they engage in treatment. The cost of IOP can vary on a number of characteristics, especially for those who are utilizing medication-assisted treatment options. Medications combined with psychotherapy are often effective treatment methods for alcohol use disorder. On average, the cost of intensive outpatient programs is $575 per day.

Substance Use Disorder (SUD) Treatment at IOP

Substance use treatment programs are appropriate for individuals using an array of substances including heroin, prescription pain medications, cocaine, methamphetamine, and other prescription medications. Your IOP will include a focus on relapse prevention skills, and learning how to cope with stress and triggers. Psychoeducation groups will provide you with an in-depth understanding of how substances impact the brain, and how some of the challenges in recovery are connected to this. 

Depending on the substance being abused, MAT options may have a positive impact on a person’s recovery, including reducing cravings, decreasing euphoric effects of drugs, and decreasing the risk of overdose. The use of MAT and other specialized treatment interventions is known to increase the overall cost of IOP (approximately $17,250 per month) because you are receiving additional care and support. 

Dual Diagnosis Treatment at IOP

Dual diagnosis refers to the presence of an addiction and an addition mental health concern. The National Institute on Drug Abuse estimated that 7.7 million adults in the U.S. are experiencing a dual diagnosis. While some individuals are aware of which concern they experienced first, not every case is black and white. Holistic IOP programs provide you with treatment and support for each mental health concerns, focusing on developing the knowledge and skills needed to progress in recovery. Dual diagnosis IOPs may include additional psychotherapy, specialized care, and access to psychiatric care for a whole-person approach. 

Dual diagnosis IOP typically costs more than standard IOP because of the additional interventions and support provided to you. The average cost of IOP behavioral health programs ranges between $15,000 to $19,500. 

Mental Health Treatment at IOP

Mental health IOP programs focus specifically on treating common mental health conditions including depression, anxiety, bipolar disorder, PTSD, and personality disorders. These treatment programs on providing individualized support that addresses the core of mental health concerns, while helping individuals develop the skills, they need to effectively cope with their mental health symptoms. Mental health IOP programs can be a transition program for those who received stabilization services or inpatient care that are moving to an outpatient program. With flexible IOP scheduling, you will have the opportunity to ease back into your routine and responsibilities with the support of your treatment providers. 

Mental health IOP pricing may resemble prices for substance use programs, due to the similarities within the program structure. Both treatment programs combine various treatment interventions including group therapy, individual therapy, support groups and educational sessions. 

What Do Health Insurance Companies cover Intensive Outpatient Program (IOP) for Addiction and Mental Health Rehab?

Since the Affordable Care Act was enacted in 2010, health insurance providers have been required to provide some level of coverage, for what was identified as essential services. Within this umbrella, we have guaranteed coverage for mental health inpatient programs, psychotherapy, and substance abuse treatment programming, regardless of pre-existing conditions you may be living with.

With that being said, there are individual details associated with most health insurance plans because there isn’t a universal standard plan. Most health insurance providers offer individualized plans, allowing policy members to choose a plan based on the coverage provided that has reasonable pricing options for their budget. If you find that this has added a new component to your search for treatment programs, we encourage you to complete our online insurance verification form so that our Admissions Counselors can support you as you establish care, with your ideal treatment program. 

Check Your Insurance Coverage Levels

You can check your insurance coverage levels by calling us on: (866) 461-4474

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What is the Out Of Pocket Costs of Intensive Outpatient Programs without Insurance?

Intensive outpatient program costs are dependent on the care that they receive, which explains why the average cost of IOP drug addiction treatment is provided as a range of $500 to $650 per day, which comes to an average of $17,250 for one month. IOP duration and frequency are two factors that can add to price fluctuations you may experience. 

The cost of treatment is a known barrier for individuals who require mental health services. While we understand that this is a realistic, and valid concern, we encourage you to have a conversation with our Admissions Counselors about sliding scale fees or IOP, and IOP payment plan options if you do not have health insurance coverage. These payment options can provide you with affordable rates that are budget-conscious. 

What Details Determine the Cost for Intensive Outpatient Programs

We have mentioned that IOP treatment costs can vary based on individual characteristics. As you are exploring your treatment options, it can be helpful to have an idea of what these characteristics are so that you can get a general idea of your care, based on your current experiences and symptoms. Factors that can influence treatment costs include: 

  • Severity and type of addiction: Addiction and mental health concerns are diagnoses using a severity scale, which is determined by the number of symptoms that an individual is experiencing. The more symptoms that are present, the more severe the health concern is, typically. Individuals living with severe mental health illness often require additional or more intensive care to support the physical and psychological aspects of their addiction. 
  • Program Duration: IOP programs are tailored to the needs of the individual, and can vary in length. Individuals who are having a hard time in their recovery, and those who find it difficult to cope with their stressors and triggers, may benefit from a longer time in IOP compared to their peers with different experiences.
  • Intensity of Treatment: The intensity of an IOP is typically reflected in the number of days that you are in treatment, and the amount of time you are in treatment each week. Group and individual sessions are common components of an IOP that are customized to reflect the correct intensity for treatment. 
  • Medical Services and Staff Expertise: Individuals who receive medication-assisted treatment or dual diagnosis care often have higher costs for treatment because their clinical team includes additional professionals who are qualified to provide these specialized treatment options. 
  • Facility Amenities and Accommodations: Luxury programs typically have higher costs for IOP without insurance coverage because they offer features that go above and beyond to promote your comfort. This can include private rooms and baths, and access to unique recreational activities. 
  • Location: The geographical location of a treatment program does have an impact on the cost of care, and is influenced by the cost of living and the environment that the facility is in. As an example, notable differences may be observed between programs in a rural area when compared to an urban area. 
  • Insurance Coverage: Individuals who are wondering how much IOP costs with insurance are encouraged to review the details associated with their healthcare plan. Insurance companies are required to provide some level of coverage for addiction treatment programs; however, there are significant variations in the amount of coverage provided. Overall, utilizing healthcare coverage can help individuals receive competitive pricing and reasonable rates for their treatment programs. 

Ways to Cover the Costs of IOP Treatment

There are a number of ways that individuals can pay for IOP treatment. The option that typically comes to mind first is using health insurance coverage. Depending on the details of your plan, you may be responsible for paying copayments, a deductible and coinsurance for them to approve your medical claim. Other payment options that can make treatment financially accessible for you include:

  • Out-of-Pocket Payment: Some individuals are in a position where they can afford to pay for their treatment in its entirety, without financial assistance. In these cases, you may speak with the treatment facility about your billing schedule and arrange payments.
  • Payment Plans: Payment plans can be arranged for some individuals, who meet particular criteria and requirements. Payment plans can be made into a schedule so that you can be cost-conscious of your fee structure, as you receive the care you need. 
  • Employee Assistance Programs (EAP): EAP services can help people access treatment services including, including therapy and counseling services, if they are experiencing psychosocial distress. 
  • Government Assistance Programs: Medicare and Medicaid are examples of governmental programs that can cover some, or all, costs associated with mental health and addiction treatment programs for qualifying individuals. This can leave individuals with a low-cost payment, which is often more manageable than the cost of care without support. 
  • Family Support: In some cases, family members are willing to help pay for treatment so that their loved one does not experience as much stress when it comes to paying, they’re their treatment. This option is highly individualistic, meaning that it usually looks different for everyone. 
  • Scholarships or Grants: Scholarships and grants may be offered by some treatment centers to those who are experiencing financial hardship or are unable to afford treatment on their own. Scholarships may also be available with non-profit organizations within your community.

Stats on Mental Health and Addiction Treatment and IOP